I just saw an appalling FreeCreditScore.com commerical.....

[Avalux]

Female college student bursts into dorm room. She looks like she's the happiest she's ever been because she just found out her credit score is good. Yay!

This enables her to buy pizza for all her fellow dormies and go on vacation (on credit).

Nice, huh???

[tridim]

1. I want to know how Free Credit Score plans to help her situation

Since A) It isn't free and B) It does nothing but show you your bad credit score.

That whole business model is a scam.

[Avalux]

2. It's not just that.....the underlying message....

Go ahead and buy things on credit young college student!! You don't have a job and may not have one for a long time, but go ahead and splurge on things like pizza and vacations! Your parents will take care of it if you can't.

[HappyMe]

3. That's what really, really ticks me off about it.

The kid assuming that mommy & daddy are going to pay.

:mad:

[PA Democrat]

5. Unless mommy and daddy co-sign the application for the credit card

they have no financial responsibility to pay.

[DesertFlower]

4. we use 2 credit cards for everything --

discover and visa. we pay no interest because we pay the whole bill every month, but there's always checks attached to the bill. always trying to get you to spend more.

BTW. we get cash back on both.

[tridim]

6. Discover and Visa hate you.

I cut up my cards about 10 years ago.

[DesertFlower]

7. not really. they make money

from the vendors.

[Ron Green]

8. Ha Ha! A bot picked up the title of your OP and

is posting FreeCreditScore ads on it. Ain't the Free Market grand?

[slackmaster]

9. I'm not seeing a problem with it, other than it being unrealistic almost to the point of absurdity.

Most college students have NO credit; OTOH ones who do have a right to use it as they please.

[Initech]

10. I wonder how a place called "Free Credit Score" can afford all that elaborate advertising.

[BadgerKid]

11. Probably with "credit monitoring" programs. n/t