Reply #36: The current PCIP in Minnesota (following the link you provided)

[dflprincess]

would have run from between $307 & $414 depending on the plan chosen. It also has an annual out of pocket of $5,950 - not a hard number for a cancer patient to reach. If you divide that out of pocket by 12 it comes out to $495.83/month. Add the premium in and a person is looking at an average monthly expense between $802 and $909.

As of Jan 1, the coverage I get through the contract house I work for is going to have a $2500 deductible and a $6000 max out of pocket. I doubt I'll even bother with the "free" screening tests because I won't be able to afford follow up. - A decision more and more people make when they get stuck with this crap. Basically all I - along with millions of others - will be doing is making a monthly contribution to UnitedHealth Groups' profits.

Insurance companies are already paying out less because of these high out of pocket plans yet they continue to raise premiums and post record profits. This is not going to change.