Check in here if your employer doesn't offer medical insurance.

[raccoon]

Mine doesn't. I work in a community college where 50% of the employees are part-time, no benefits. (That amount was told me by a woman in H.R. several years ago--it may be higher than 50% now.

It is quite common in South Carolina for state agencies to have part-time workers. If it's quite common in your state, too, please post.

[Captain Hilts]

1. University systems all over are using part-time, benefitless faculty and staff members. And SC

was a totally shitty state when I lived there in the '70s. Really stunning.

[Arkansas Granny]

2. I work for an employer who has looked into providing medical insurance several times.

Unfortunately, due to the age of our workers and pre-existing conditions, the premiums for group coverage would be so high that he couldn't afford to pay half the premium, and even if he could, the employees coudn't afford the balance of the premiums.

[NNN0LHI]

3. The community college I went to for my Ford apprenticeship classes used to be thriving here

The Ford apprentice program was a big part of its business. Prairie State College is the name of it. Back then they had a pretty big staff of full-time employees with good pay and benefit packages. I think they are barely hanging on these days. Most of the parking lots are usually empty. Even during the busiest times of the day.

I bet the staff must down to a few part-timers with no benefits now. Its happening all over.

Don

[InkAddict]

4. I am a PT wage slave in a medium-to-large medical practice

TPTB do all in their power to keep my hours just at or below what would be required to offer me insurance coverage that would necessarily cost me roughly 25% of my take home - When they are required to do so, regardless of worker subsities or employer reimbursements, I fully expect that the service I provide will be outsourced. It may be sooner than that should they get the right grant to install the essential components of EMR before being required to offer coverage. There are four in our department -another PTer covered by her "exec" husband's company offering, a RW retiree returnee whose retirement benefit planning/plan(s) cover their needs well, and a full-time team lead who is due to retire any day now. I'm walking the tightrope.

[ejpoeta]

5. well, at the beginning of the year our options changed. they dumped all the insurance

we had available to us previously including independent health which was pricey but had normal coverage and copays and CIGNA which we had which had a $250 deductible and 80/20 split after that and changed it to united healthcare which has $5000 deductible and then an 80/20 split after that. we ended up applying for and being accepted into the state plan family health plus with medicaid for prescriptions. the kids have been on child health plus for a couple of years now.

[elocs]

6. I am self employed and my employer does not offer insurance.

Fortunately I am so dirt poor I am covered under Wisconsin's BadgerCare Plus for adults without children for my health insurance.

[Arger68]

7. Self employed.

$10,000 deductible crappy catastrophic policy. Can't lower my deductible due to pre-existing conditions. Rate increase of 10% last year and 9% this year. Went up like 23% when I turned 40 a couple years ago.

[uppityperson]

8. Mine did if you work enough to burn out.